Fires rage all along the coast of California as I write this. Air quality is listed within the top ten worst in the world for many cities where people I love and care for live. Rolling blackouts in California last fall hoped to prevent “a live wire from sparking a fire.” The very thought of people burned alive as if it’s an environmental “burned at the stake” makes me shudder, literally sending prickly chills up my legs and arms.
Must-read NYT Magazine piece
If you don’t have time to read a multipage article, click here for Kornbluth’s summary of key points. He also reviews Exit West: A Novel by Mohsin, a fantastic read about stateless people who migrate simply by walking through doors. Part magical realism, science fiction, and the story of a couple trying to find home, it’s relevant now.
Insurers want out
The author of the NYT Magazine article, Abrahm Lustgarten, notes that “California’s property insurers—having watched 26 years’ worth of profits dissolve over 24 months—began dropping policies.” Fear will spread doubt and devaluation from door to door, Lustgarten writes, as it did in the foreclosure crisis.
Bluelining and redlining
So here’s where I learned the term “bluelining.” Lustgarten interviewed Jesse Keenan, an urban-planning and climate change specialist. He advises the federal Commodity Futures Trading Commission on market hazards from climate change.
“Last fall, as fires ravaged California, private equity investors and bankers” began calling, asking him for his predictions for the state’s future.
What caught my eye was what “Keenan calls the practice of drawing arbitrary lending boundaries around areas of perceived environmental risk [from fire, flooding, etc.] ‘bluelining.’ Many of the neighborhoods that banks are bluelining “are the same ones that were hit by the racist redlining practice in days past.” Here’s another way that redlining, legally denying loans to African Americans, in practice from 1933-1968, is still with us.
Risk of flooding?
Click on this analysis by First Foundation’s released maps: “Find Your Homes Flood Factor.” It reveals “that 70 percent more buildings in the United States were vulnerable to flood risk than previously thought; most of the underestimated risk was in low-income neighborhoods.”
The new “displaced people”
These environmental scourges are a reminder that areas that have what we call “livability” are endangered. The people whose environments become unlivable will become migrants, throughout the world, just like those who left the uninhabitable Dust Bowl in the 1930s. Remember Grapes of Wrath?
Time for action
“The window for action is closing. The world can now expect that with every degree of temperature increase, roughly a billion people will be pushed outside the zone in which humans have lived for thousands of years.”
I highly suggest you read the entire NYT Magazine article to get a full perspective. And think about bluelining. Like in the aftermath of Katrina, it will be the most vulnerable, the poorest, usually people of color, who will be affected—and on the move.
Thank you for reading. Note the intense and powerful photographs in this article are by Meridith Kohut.
Upcoming Zoom presentations:
Hey friends, Check the Events tab on my website to keep up-to-date on the many Zoom events upcoming this fall. A great way to catch up on the relevance of redlining in this moment.
The next one will be on Monday, Oct. 5th at 7 p.m., sponsored by the Wilmette Library. Hope to see you virtually! I’ll connect the dots between the redlining and the systemic racism that allowed George Floyd to be murdered and the disproportionate deaths of African Americans from COVID-19.
Redlined tells a first-hand story about a West Side Chicago family’s personal struggles and dreams intersecting with the racial upheavals of the 1960s.